Golf Cart Financing Made Easy with a Trusted Lending Partner
Finance Your Golf Cart Today – Apply with Mariner Financing
Looking to purchase a new or pre-owned golf cart? We've partnered with Mariner Financing — a trusted golf cart financing company — to make it easy and affordable! Enjoy same-as-cash options and flexible payment plans designed to fit your budget.
What to Expect When You Apply
Wondering how to finance a golf cart? You can apply for golf cart financing online through Mariner Finance or visit any of our San Tan Golf Carts locations in Apache Junction, Casa Grande, or Sun Lakes, where our team is happy to assist.As a third-party lender, Mariner handles all approvals, payments, and account servicing. The financing process is straightforward and usually takes just a few minutes. Most applicants receive a decision within one business day.
To apply, you'll need:
- A government-issued ID
- Social Security number
- Proof of income (recent pay stubs or tax returns)
- Proof of residence (utility bill or lease)
We offer:
- Fast & easy application process
- Competitive rates and terms
- Same-as-cash options available*
- Financing for both new and pre-owned golf carts
Apply today and ride tomorrow!
*Subject to credit approval. Terms and conditions apply.
Loan Terms & Costs
When you choose Mariner as your financing partner, typical golf cart financing options range from $1,000 to $25,000, with financing terms for golf carts between 12 and 60 months. Your loan amount and rate will depend on your financial profile, monthly income, and the total cost of the cart you're financing.
You’ll also have the chance to review repayment details, including your estimated monthly payment. There are no prepayment penalties – so if you want to pay down your balance faster, you can do so without any added fees.
San Tan Golf Carts connects you to affordable golf cart financing, but all aspects of the personal loan – including application follow-up, payments, balance checks, and servicing – are managed directly by Mariner Finance. Our role is to help you select the right cart and guide you through the financing process with clarity and support.
Financing FAQs
Can I finance a used golf cart?
Yes — golf cart purchase financing options include both new and used carts. Of course, loan eligibility may depend on the cart's age and value.
What credit score is needed for a golf cart loan?
While there’s no single number required, approval is based on your overall financial situation. A co-signer can improve your chances or help secure a better rate for your chose financial solution.
Will I be penalized for paying off early?
No. Mariner typically allows early payoff without penalties. Be sure to review your financing terms for golf carts when your loan offer is presented.
How quickly can I get approved?
Most applicants receive approval the same business day. It’s best to have your documents ready to speed things up.
Do I need a co-signer?
Not always. But a co-signer – who doesn’t need to be a relative – can increase approval odds or result in better terms.
What happens after I’m approved?
You’ll review and accept your loan offer, receive funds by direct deposit or check, and complete your purchase with us. From there, you're ready to ride!
Need Easy Financing for Golf Carts? Let’s Get Started
From applying for a personal loan for golf cart purchase to reviewing your golf cart loan application, we’re here to make the entire process smooth. With monthly payments for golf carts and tailored financing solutions, your ride is closer than you think.
Still have questions about golf cart financing available through Mariner or choosing the right payment option? Reach out to us today and let’s get rolling.